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PGR STOCK WRITE UP

PGR (PROGRESSIVE CORP) P/E: 21.7 GAAP DILUTED YEAR-OVER-YEAR EPS GROWTH LAST QUARTER: $.25 SECTOR: FINANCE ASSETS-LIABILITIES: 1.35 DIVIDEND: 1.53% Progressive is an insurance company founded in 1937. Up 25% YTD, PGR will report earnings in mid July, looking to extend the streak. PGR dispenses its 1.53% dividend in one large yearly chunk. Progressive managed to increase underwriting margin by approximately 60% while increasing total revenue by 13% on a year-over-year basis. While the company claims to have more assets than liabilities, it has less than 8% of its debt in cash. However, because Progressive makes money by investing its revenue from premiums, it would lose profit capability by having the majority of its funds in cash. The revenue earned from premiums is nearly 60 times the company's investment income, which is concentrated in company debt securities and government obligations. While EPS has beat Wall Street expectations 6 out of...